Checking

DREAM BUILDERS PLUS

Personal Checking

  • Minimum Opening Balance: $100
  • Monthly Maintenance Fee: None
  • Per Item Fee: None
  • Interest Bearing: Yes **
  • Additional Features: Automatic check safekeeping.  $5 per year discount on a safe deposit box rental. Option to receive cancelled checks for $5 per month.
  • ATM: No fee at Cass County Bank  ATM locations.

REGULAR CHECKING
  • Minimum Opening Balance: $100
  • Monthly Maintenance Fee: None, when $400 minimum daily balance is maintained. Service Charge is assessed on the lowest balance during the statement cycle.
    Lowest Balance Service Charge
      $300-399 $2
      $200-299 $3
      $0-199 $4
  • Per Item Fee:  $.15 cents per check over 25. None if $400 daily balance is maintained.
  • Interest Bearing: No
  • Additional Features: Choose to have check safekeeping or cancelled checks returned to you in your monthly statement at no additional charge.
  • ATM: No fee at Cass County Bank  ATM locations.

GOLDEN OPPORTUNITY
  • Minimum Opening Balance: $100
  • Monthly Maintenance Fee: None, when $300 minimum daily balance is maintained. A $5.00 fee will be imposed for each month if the balance in the account falls below $300 any day of the month.
  • Per Item Fee: None
  • Interest Bearing: Yes **
  • Additional Features: Choose to have check safekeeping or checks returned at no additional charge. $5 per year discount on a safe deposit box rental. Free 120 Wallet style club checks per year.
  • ATM: No fee at Cass County Bank  ATM locations.

NOW ACCOUNT
  • Minimum Opening Balance: $1000
  • Monthly Maintenance Fee: None, when $1000 minimum daily balance is maintained. A $5.00 fee will be imposed for each month if the balance falls below $1000 any day of the month.
  • Per Item Fee: None
  • Interest Bearing: Yes **
  • Additional Features: Choose to have check safekeeping or checks returned at no additional charge.
  • ATM: No fee at Cass County Bank  ATM locations.

MARKET RATE CHECKING
  • Minimum Opening Balance: $5000
  • Monthly Maintenance Fee:None, when $5000 minimum daily balance is maintained. A $10.00 fee will be imposed for each month if the balance in the account falls below $5000 any day of the month.
  • Per Item Fee: None
  • Interest Bearing: Yes **
  • Additional Features: Choose to have check safekeeping or checks returned at no additional charge. $5 discount on a safe deposit box rental. Preferred Consumer loan rates if payment is automatically deducted from checking account.
  • ATM: No fee at Cass County Bank  ATM locations.

**The following apply to all interest bearing Checking accounts:
  • You must maintain a minimum balance of $300 in the account to obtain the disclosed annual pecentage yield.
  • Interest begins to accrue on the business day you deposit non-cash items.(For example, checks)
  • We use the daily balance method to calculate the interest in your account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest will be compounded every month, interest will be credited to your account every month.
  • The interest rate and annual percentage yield on your account may change. At our discretion, we may change the interest rate on your account at any time.
  • If you close your account before interest in credited, you will not receive the accrued interest.
  • Today’s rate is available upon request.