Our Privacy Policy

Rev 4/2015.

FACTS

WHAT DOES CASS COUNTY BANK
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • payment history and transaction history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Cass County Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Cass County Bank share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes—
information about your creditworthiness
No We don’t share
For our affiliates’ to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Questions? Call 402 296 3333, or go to www.casscountybank.com

Who we are

Who is providing this notice? Cass County Bank

What we do

How does Cass County Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cass County Bank collect my personal information? We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies that have a common corporate identity with Cass County Bank. These are financial companies Citizens National Corporation and their subsidiary Citizens State Bank and Republic Corporation and their subsidiary United Republic Bank; Elkhorn Valley Insurance Agency, Inc. and its subsidiary Belden Agency, Inc.; and trade names Citizens Investment Center and Spalding City Agency.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Cass County Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Cass County Bank doesn’t jointly market.

Other important information